CAR INSURANCE

Car Insurance

Save up to 10% online*

- Safe Driver Discount for eligible drivers
- Flexible excess to help reduce your premium

*Conditions Apply

Car Insurance

As a Citi employee, you can enjoy a premium*^ discount on Car insurance policies by purchasing online.

Core Cover

Why choose us for your comprehensive motor insurance?

Simple - Obtain a quote and purchase online

Affordable - Competitive prices with no additional cost to pay by the month#

Easy claims process - Citibank understands that if you need to make a claim, you want to be able to settle it quickly and with a minimum of fuss

Benefits

Comprehensive Motor Vehicle Insurance - Premium Motor

Features and benefits available under our Comprehensive Motor policies include:

If you have a claim under the policy we give benefits for: Prestige Motor
New replacement vehicle if your new vehicle (less than two years old) is a total loss Yes
Cover for damage to other people's property (legal liability) Up to $20,000,000
Legal liability cover when using a substitute vehicle Yes
Legal costs Yes
Rental car following theft ($75 per day limit) up to 14 days
Towing Yes
Vehicle being transported by ship Yes
Trailer and caravan cover up to $1,000
Emergency repairs up to $500
Personal effects or clothing up to $500
Transportation costs up to $400
Re-keying and re-coding up to $1,000
Emergency accommodation costs up to $400
  • # Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
  • * Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.
  • ^Any staff or online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year's premium only (unless stated otherwise). From time to time, promotional or other discounts may be available for customers who apply for insurance via our Contact Centre. The online discount does not apply to Third Party Fire & Theft and Third Party Property Damage policies.
  • @ For each claim free period of insurance you will accumulate a discount off your motor vehicle insurance premium up to a maximum amount. This maximum amount will vary according to the State or Territory in which your vehicle is garaged/ kept. Any no claim bonus entitlement you hold with another insurance company is transferable. You may be required to provide documentary evidence of your current no claim bonus entitlement. No claim bonus discount amounts vary by state.
  • † Safe Driver Discount applies to new comprehensive Motor Insurance policies only and does not apply to Third Party Fire & Theft and Third Party Property Damage policies. To be eligible for a safe driver discount:
  • The ratable driver must be aged 30 years or over;
  • The insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and
  • All other nominated drivers have had no at fault claims for the last five years.

Important information :

Products are distributed by Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098 Australian credit licence 238098 ("Citibank"). The issuer for this product is Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL No. 234708. This website contains general advice only and does not take into account your individual objectives, financial situation or needs. Before acting on this advice you should assess whether it is appropriate for you. You should also consider the relevant Product Disclosure Statement ("PDS") before making a decision about the product. Normal acceptance criteria apply. Terms, conditions and policy limits apply as set out in the policy wording. If you purchase this insurance, Citibank will receive a commission that is a percentage of the premium, details can be provided on request.