Enjoy a 20% premium*^ discount on Home and/or Contents insurance policies underwritten by Allianz.
Why choose us for your home insurance?
- Simple - Get a quote and buy online
- Affordable - Competitive prices with no additional policy fee to pay by the month#
- Choice - A comprehensive range of home and contents insurance products to suit different budgets and needs
- Easy claims process - Citibank understands that if you need to make a claim, you want to be able to settle it quickly and with a minimum of fuss
Extra ways to save:
- 10% online discount - Get up to 10% off your premium when you purchase online*^+
- Combined building and contents discount - When you combine your building and contents cover on the one policy, you'll be rewarded with a discount of up to 10%*+
- 30% no-claim bonus discount - We offer up to 30%*@+no claim bonus on our home insurance policy, meaning you'll save on your premium each year you don't make a claim, up to a maximum 30%*@+
- Increase your excess to reduce your premium - Our home insurance allows you to increase the excess payable in the event of a claim and we'll reduce your premium
Home Insurance: Product Comparison Table
Features and benefits available under our Home Insurance policies:
| What you are insured for - features and benefits | Prestige Home | Classic Home | Vital Home |
|---|---|---|---|
| Insured Events cover | No | Yes | Yes |
| Accidental loss or damage | Yes | No | No |
| Accidental breakage of glass | Yes | Yes | Yes |
| Additional cost of temporary accommodation | Up to 10% of contents sum insured combined with 'Removal of debris, professional fees and extra costs' | Up to 10% of contents sum insured combined with 'Removal of debris, professional fees and extra costs' | Up to 10% of contents sum insured combined with 'Removal of debris, professional fees and extra costs' |
| Automatic indexation of sum insured | Yes | Yes | Yes |
| Compensation for death | Up to $10,000 | Up to $10,000 | Up to $10,000 |
| Contents in open air at the risk address | Sub-limits for selected contents based on insured events loss or damage | Sub-limits for selected contents based on insured events loss or damage | Sub-limits for selected contents based on insured events loss or damage |
| Contents in safe deposit box - Accidental loss or damage, excluding theft | Up to 20% of contents sum insured | Up to 20% of contents sum insured | Up to 20% of contents sum insured |
| Credit cards - cover for loss or theft | Up to $5,000 | Up to $5,000 | Up to $5,000 |
| Fusion of electric motors | Motors up to 12 years old | Motors up to 10 years old | No |
| Guests', visitors' and domestic helpers' property | Up to $5,000 | Up to $5,000 | Up to $5,000 |
| Landlords' contents | No | Up to $10,000 | Up to $10,000 |
| Legal liability cover | Up to $20,000,000 | Up to $20,000,000 | Up to $10,000,000 |
| Modifications to buildings for paraplegia & quadriplegia | Up to $10,000 | Up to $10,000 | Up to $10,000 |
| Replacement of locks and cylinders | Up to $2,000 | Up to $1,000 | Up to $1,000 |
| Security firm attendance | Up to $500 | Up to $500 | Up to $500 |
| Spoilage of refrigerated / freezer food | No specified limit | Up to $500 | No |
| Temporary removal of Contents from your risk address | Up to 20% of contents sum insured with sub-limits for listed contents, while kept where temporarily residing / or up to $7,500 for contents anywhere else in Australia or NZ. | Up to 20% of contents sum insured with sub-limits for listed contents, while kept where temporarily residing | Up to 20% of contents sum insured with sub-limits for listed contents, while kept where temporarily residing |
| Title deeds | Up to $2,000 | Up to $2,000 | Up to $2,000 |
| Veterinary costs | Up to $500 | Up to $500 | Up to $500 |
Contact Richard Baldry on (02) 8225 1375 or
Email richard.baldry@citi.com to make an appointment to get a quote.
Please make sure you have your insurance details ready when you contact him (current policy schedule or renewal notice).
- # Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
- * Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.
- ^Any staff or online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year's premium only (unless stated otherwise). From time to time, promotional or other discounts may be available for customers who apply for insurance via our Contact Centre.
- @ To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However customers who have had up to two claims may still qualify for reduced No Claim Bonus.
- + Discounts may not be applied to any flood component of the premium (if applicable).
Products are distributed by Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098 Australian credit licence 238098 ("Citibank"). The issuer for this product is Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL No. 234708. This website contains general advice only and does not take into account your individual objectives, financial situation or needs. Before acting on this advice you should assess whether it is appropriate for you. You should also consider the relevant Product Disclosure Statement ("PDS") before making a decision about the product. Normal acceptance criteria apply. Terms, conditions and policy limits apply as set out in the policy wording. If you purchase this insurance, Citibank will receive a commission that is a percentage of the premium, details can be provided on request.