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Citibank Select Credit Card
Enjoy a new world of benefits with Citibank Select Credit Card.
Experience the luxury of Citibank Select Credit Card, with unparalleled access to market leading rewards, unique experiences, premium servicing and exclusive invitations to events. If you earn above $120,000, the Citibank Select Credit Card is for you.
The Select credit card offers two reward programs to choose from2 depending on your needs and lifestyle: the Citibank Rewards program or the Citibank Qantas Rewards program. To find out more about each of these programs, view the Benefits tab below.
Apply for a Citibank Select Credit Card today and receive a bonus 60,000 reward points1 in the rewards program of your choice when you first spend on your card. You will also save with 0% p.a. for 6 months on balance transfers12 (reverts to cash rate).
Benefits
You can choose either the Citibank Rewards Program or Citibank Qantas Rewards Program2 for your Select card and receive these benefits below.
Citibank Rewards Program:
- 60,000 bonus Citibank reward points1 when you first spend on your card
- Earn 2 points per $1 spent, plus the benefits of unlimited points with no expiry4
- Earn 5 points per $1 spent on eligible international purchases including online shopping on international websites4
- Unlimited airport lounge access for you and a guest with Priority Pass™ membership5
- Free wine every time you dine with the Citibank Dining Program
- A comprehensive collection of benefits associated with over 900 luxury hotels around the world through the Visa Luxury Hotel Collection7
- Extensive travel rewards; access an expanded range of airline and hotel partners9, or use our online booking service to secure great deals on flights and accommodation and pay with your points - the choice is yours.
- Complimentary international travel insurances including Transit Accident Insurance and Interstate Flight Inconvenience Insurance. Find out more
Citibank Qantas Rewards Program:
- 60,000 bonus Qantas Frequent Flyer points1 when you first spend on your card
- Earn 1 Qantas Frequent Flyer point per $1 of eligible spend on purchases, and an extra point per $1 spent on selected Qantas products and services2
- Redeem your Qantas Frequent Flyer points for Classic Award flights on Qantas, Jetstar and participating partner airlines, or for products, experiences and vouchers from the online Qantas Frequent Flyer Store11
- Unlimited airport lounge access for you and a guest with Priority Pass™ membership5
- An annual Citibank Qantas Rewards fee of $49 applies (in addition to the annual card fee of $700).
- Complimentary international travel insurances including Transit Accident Insurance and Interstate Flight Inconvenience Insurance. Find out more
Features
Flexibility
| Balance Transfer Rate | 0% p.a. for 6 months12. Cash advance rate after 6 months. |
| Retail Purchase Rate | 20.74% p.a. |
| Cash Advance Rate | 21.24% p.a. |
| Interest Free Period | Up to 55 days interest-free13 |
| Maximum credit limit | 100,000# |
| Annual Fee | $700 |
| Free Supplementary Cards | 4 |
Qualification
| Minimum Income Requirement | $120,000 |
| Minimum Age | 18 |
Manage your Account
| Accessibility |
|
| Online budgeting tool | Track your expenses and control your finances with our online budgeting tool |
| Citi Alerts | Track your account activity with free SMS and email alerts |
| Payment Methods |
|
| Statement Frequency | Monthly |
| Statement Delivery | Online e-Statements or by mail |
For more information on the fees and charges involved with any Citi Credit Card, view the Citi Fees and Charges here.
Rewards
Citibank Rewards
| Complimentary Premium Rewards program | Domestic: 2 Citibank reward points per $1 spent4 International: 5 Citibank reward points per $1 spent on eligible purchases including online shopping on international websites4 |
| Citibank Travel Program14 | Yes |
| Airline partners9 |
Transfer points to any one of our leading airline partner and travel reward programs:
|
| Cash Back Rewards | Yes |
| Citibank Dining Program | Free wine every time you dine with the Citibank Dining Program |
Citibank Qantas Rewards
| Qantas Frequent Flyer points2 | Earn 1 Qantas Frequent Flyer point per $1 spent on eligible purchases (automatically transferred to your Qantas Frequent Flyer accounts each month). A $49 annual Citibank Qantas Rewards fee applies2 |
| Award Flights | Yes |
| Flight Upgrades | Yes |
Privileges
| Visa Luxury Hotel Collection7 |
This benefit provides access to:
|
| Complimentary Priority Pass™ membership5 | Giving you access to 600 domestic and international airport lounges world wide |
| Visa Signature Bespoke Event Program6 | Be the first to have access to the finest luxury lifestyle experiences, created and customised for Citi Select cardholders. Experience anything from a Thai-inspired cooking masterclass with celebrity chefs to an intimate evening of French fashion with Vogue |
| Visa Front Line Access | First choice of seats at some of the most sought-after events in Australia |
| Citigold | Access to expert banking and investment consulting10 |
| Citibank World Privileges8 | 26,000 merchants around the world |
| Personal 24 Hour Concierge Services | Yes, please call 1800 818 008 |
Value
Apply now for the Select card and as a new cardholder you will receive a bonus 60,000 reward points1 in the rewards program of your choice when you first spend on your card.
With a range of benefits including a generous earn rate, complimentary insurance and free award winning wine every time you dine, see how the value adds up with the Citibank Select card.
The rewards really do add up
| Customer Benefit | Estimated Value |
|---|---|
| 60,000 bonus Rewards Points Limited offer. Earned on first spend. Based on Myer gift card redemption value. |
$300 |
| Annual Rewards Points earn Assumes $7,500 spend per month. Based on Myer gift card redemption value. |
$1,000 |
| Complimentary Priority Pass™ Membership RRP of prestige membership. Unlimited lounge access for card holder and 1 accompanying guest. |
$399 |
| Free bottles of wine RRP of six bottles of award winning wine. Assumes six dining experiences. |
$210 |
| Complimentary International Travel Insurance Based on cost of comparable cover |
$100 |
| Complimentary Purchase Cover Insurance Based on cost of comparable cover |
$21 |
| Complimentary Extended Warranty Insurance Based on cost of comparable cover |
$100 |
| Total estimated value | $2,130 |
| Annual fee | $700 |
Net customer value |
$1,430 |
Some of these features are not available for sale, so we have estimated their retail value. Actual value may be more or less based on individual use. Conditions and exclusions apply.
Security
Security
| Photocard | No |
| Digital Signature | No |
| Fraudshield® | Yes |
Peace of mind
| Complimentary Interstate Flight Inconvenience Insurance3 | Yes |
| Complimentary International Travel Insurance3 | Yes |
| Complimentary Transit Accident Insurance3 | Yes |
| Complimentary Purchase Cover Insurance3 | Yes |
| Complimentary Extended Warranty Insurance3 | Yes |
| Complimentary Guaranteed Pricing Scheme3 | Yes |
| Emergency card replacement | Yes |
| 24/7 Customer Service | Yes |
| Optional Credit Account Insurance | Yes |
How to Apply
Applying for a Citibank Credit Card is simple. The application process should take less than 10 minutes to complete if you have all your personal information ready, and you will receive a response in 60 seconds after submitting the form.
Please refer to the How to Apply page for further information.
Fees and charges apply. Cards are offered, issued and administered by Citigroup Pty Limited. Terms and conditions apply and are available upon request. Credit Criteria apply.
Subject to your acceptance you will be billed an annual account fee which is currently $700 for the Primary Citibank Select card, and $0 for an Additional Citibank Select Card. Allow up to 15 working days to process your Application subject to verification.
# Actual credit limit will be assigned based on our credit criteria, subject to confirmation that you earn a minimum of $120,000 per year and your credit rating.
- You have the choice of earning 60,000 Citibank reward points or 60,000 Qantas Frequent Flyer points (if you enrol in the Citibank Qantas Rewards Program for an additional annual fee of $49 at the time of application) when you first spend on your card within three months of card approval. All Rewards are subject to the terms and conditions of the Citibank Rewards Program. Citibank reward points never expire as long as your account remains open. Current Citibank Credit Cardholders are not eligible to apply for this introductory offer. Offer ends 30 November 2014.
- Citibank Rewards and Citibank Qantas Rewards are two separate programs. Unless you choose the Citibank Qantas Rewards program (for an annual fee of $49), you will be automatically be enrolled in the Citibank Rewards Program. Under the Citibank Rewards program you will earn two rewards points for every per dollar spent. Citibank Rewards Points are subject to the Citibank Reward Terms and Conditions. Under the Citibank Qantas Rewards Program you will earn one Qantas Frequent Flyer point per dollar of eligible spend. Once Qantas Frequent Flyer points have been transferred to your Qantas Frequent Flyer account, they cannot be reversed. Qantas Frequent Flyer points are earned in accordance with the Citibank Qantas Rewards Program Terms and Conditions and you must be a member of the Qantas Frequent Flyer program in order to earn or redeem Qantas Frequent Flyer points. A joining fee applies. Qantas Frequent Flyer points and membership are subject to the Qantas Frequent Flyer program Terms and Conditions. Full details are available at qantas.com/frequentflyer. Enrolment in the Citibank Qantas Rewards program can be requested on card activation or after approval of new card by contacting Citibank on 1800 818 008.
- International Travel Insurance, Extended Warranty Insurance, Transit Accident Insurance, Purchase Cover Insurance, Guaranteed Pricing Scheme and Interstate Flight Inconvenience Insurance are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No.232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.citibank.com.au/complimentaryinsurance. An excess applies to Purchase Cover Insurance.
- All rewards are subjected to the Terms and Conditions of the Citibank Rewards Program. Cash advances do not earn Reward points. Different Rewards points earn rates apply to cardholders who enrol in airline frequent flyer direct earn rewards programs.
- One complimentary Priority Pass membership for the primary card holder is a special feature of Citibank Select. The primary card holder is entitled to unlimited visits to Priority Pass™ lounges and may bring one guest per visit. Any additional guests will be charged directly by the lounge. The membership is subject to the Priority Pass™ Conditions of Use available at www.prioritypass.com. Once you have activated your Citibank Select card please allow up to 15 working days for your Priority Pass™ card to arrive in the mail. Please note that Priority Pass is not currently available at any Australian airport other than Melbourne International Airport.
- Citibank Select provides you with exclusive access to the Visa Signature Bespoke Event Program. The program overall, enrolment in the program and purchases of tickets to events are managed through Visa. Each event will be subject to separate terms and conditions.
- Conditions apply. Visit citibank.visaluxuryhotels.com for more information.
- Payment must be made using a Citibank Credit Card. Privileges cannot be used in conjunction with any other promotional programs or offers. Citibank and the business establishment reserve the right to change the terms and conditions at any time. Refer to www.citiworldprivileges.com/au/ for up-to-date offer details.
- You must be a member of the airline and hotel loyalty programs in which you wish to claim airline and hotel loyalty points and have advised us of your airline and hotel loyalty program membership number prior to any such redemption. Membership of an airline and hotel loyalty program will be subject to the terms and conditions of that program.
- Available to the Citibank Select primary card holder for investments greater than $100,000 and only from a Citibank Relationship Manager.
- The number of Qantas and Partner Classic Award seats is limited. The number of seats available depends on the flight, date, season and destination. Some flights may not have any Classic Award seats available. Award flights must be booked at least 24hours before scheduled departure (and other advance booking requirements may apply). For further information see qantas.com/frequentflyer. Subject to the terms and conditions of the Qantas Frequent Flyer program. Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location. Redemption points for items through the online store is subject to the terms and conditions (including store terms of use and voucher terms and conditions. See qantas.com for details.
- Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 6 months. The 6 month promotional period commences once balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.24% p.a. The current variable Annual Percentage Rate for retail purchases is 20.74% p.a. This offer ends 30 November 2014. Current Citibank Credit Cardholders are not eligible to apply for this introductory offer.
- The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.
- Citibank Travel Program service call centre is operated by Pinpoint Travel Group Pty Ltd, Licence No.2TA002974. Travel booked via the call centre must be paid in full using the customer's Citibank Select Credit Card, with a cashback processed to the value of points redeemed. Cashback on customer account may take up to 14 days. Redemption via the Citibank Travel Program call centre is available only to customers enrolled in the Citibank Rewards Program and is not available to cardholders who enrol in airline frequent flyer direct earn rewards programs. All offers are subject to availability and change without notice. Offers may vary according to itinerary options, currency fluctuations and taxes at the time of booking.
- Citibank Select provides you with exclusive access to the Visa Signature Bespoke Event Program. The program overall, enrolment in the program and purchases of tickets to events are managed through Visa. Each event will be subject to separate terms and conditions.
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