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| Home>Insurance>Life and Income Protection |
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| Find peace of mind knowing that you and your family are financially covered in the case of an accident, with affordable insurance. Feel free to browse through our products below. |
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- Covers up to $1 Million life cover providing real security for your family's future
- 100% benefit payout if you suffer from a terminal illness
- Advance funeral benefit up to $10,000 to assist with funeral and other costs.
- Flexibility to apply to have your cover increased at any time, plus your sum insured will automatically increase each year to keep pace with inflation.
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| Eligibility |
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| If you are aged between 16 and 79 and hold a Citibank Credit card or a Ready Credit account you are eligible to apply for this affordable protection. |
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| Benefits |
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| Sums insured over $500,000 are rewarded with a premium discount of 10%. There is also a discount for joint lives insured and a Customer Loyalty Benefit that triples your Advance Funeral Benefit to $30,000. |
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| How to apply |
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| Simply Life Product Disclosure Statement (PDS) (Adobe PDF, 472kb) |
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| Download application form (Adobe PDF, 472kb) |
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| Insurance Financial Services Guide (Adobe PDF, 120kb) |
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| If you have any enquiries, please call 1800 805 858 |
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| Covers |
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- You and your family 100% of your insurance amount up to $1 Million in cases of accidental injury where you lose the ability to perform three of the following daily living activities:
- Bathing or showering
- Toileting (including getting on or off)
- Eating and drinking
- Moving about (getting out of bed, chair or wheelchair)
- Controlling bladder and bowel function
- Your family 100% of your insurance amount due to an accidental death
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| Eligibility |
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| If you are under the age 60 and hold a Citibank Credit card or hold a Ready Credit account you are eligible for this affordable protection with guaranteed acceptance and no medical examination or questions |
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| Benefits |
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| The first month cover is free and you can cover your partner and enjoy a 10% reduction in your monthly premium |
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| How to apply |
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| SelfGuard Product Disclosure Statement (PDS) (Adobe PDF, 302kb) |
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| Download application form (Adobe PDF, 399kb) |
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| Insurance Financial Services Guide (Adobe PDF, 112kb) |
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| If you have any enquiries, please call CitiPhone Banking on 13 24 84, 24 hours a day, 7 days a week. |
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| Covers |
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- You and your eligible partner can be immediately covered with up to $100,000 if you suffer a critical illness from one of the following serious health crises Australians faces today:
- Cancer
- Coronary artery bypass surgery
- Heart attack
- Major organ transplant
- Stroke
- Quadriplegia or paraplegia
- Renal or kidney failure
- Your family with up to $200,000 in the case of death from a covered illness
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| Eligibility |
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| If you are under the age of 54 and hold a Citibank Credit card or hold a Ready Credit account you are eligible for this valuable protection for yourself and your eligible partner |
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| Benefits |
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| The premium rates are the same for men and women and there are reduced non-smoker rates. |
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| How to apply |
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| Download application form (Adobe PDF, 343kb) |
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| Insurance Financial Services Guide (Adobe PDF, 112kb) |
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| If you have any enquiries, please call CitiPhone Banking on 13 24 84, 24 hours a day, 7 days a week. |
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| In cases of |
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- You and your partner if as the direct result of an Accidental Injury, you are unable to perform without the assistance of another person at least three (3) Activities of Daily Living, for 24 consecutive hours.
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| Activities of Daily Living are: |
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- Bathing - to shower or bathe
- Dressing - to dress or undress
- To use the toilet, including getting on and off the toilet
- Feeding - to eat and drink
- Mobility - to get into and out of a bed, chair or wheelchair
- Continence - to control bladder and bowel function
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| Three levels of cover are available: |
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- Top Cover - $600 per day; or
- Intermediate Cover - $400 per day; or
- Value Cover - $200 per day.
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| Eligibility |
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| Citibank customers and partners aged between 18 and 70 years of age who are permanent Australian residents may take out the Rest Easy Plan. |
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| Benefits |
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| You can also add the Permanent Disability Benefit to your Plan for an additional premium. The Permanent Disability Benefit pays up to $300,000 in a lump sum if you suffer the loss of the use of a part of the body as the result of an Accidental Injury. |
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| How to apply |
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| Download application form (Adobe PDF, 485kb) |
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| Insurance Financial Services Guide (Adobe PDF, 112kb) |
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| For more information on Rest Easy Plan call 1800 805 858. |
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Products are distributed by Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098 ("Citibank"). The issuer for this product is MetLife Insurance Limited ABN 75 004 274 882 AFSL No. 238096. This website contains general advice only and does not take into account your individual objectives, financial situation or needs. Before acting on this advice you should assess whether it is appropriate for you. You should also consider the relevant Product Disclosure Statement ("PDS") before making a decision about the product.
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